Judi,

I've been using something from Neem Tree Farms on a fungus condition
on myself and I've had it since I was a teenager (I'm mid-50's) and it
is clearing up. It's called X-Balm. It has neem oil, emu oil, aloe
and some other things in it. Expensive-but you use very, very little.
I've tried a lot of things on this stuff and this is the first thing
that has actually WORKED. One thing about it--with the emu oil, the
skin will stay soft and the neem is anti-bacterial and anti-viral-so
you'd be covered on those properties. Plus it would keep insects
off--neem stinks!!

Ellen